Disaster & Loss Assessment
Catastrophe response and property loss assessment.
After the Event
When disaster strikes, Aperture responds immediately to document conditions, determine the cause, and assess the loss. We investigate the origin and extent of damage from storms, fire, flood, explosion, and other events, quantify the cost to repair or rebuild, and support insurance and litigation claims. Owners, insurers, and counsel rely on our rapid-response teams to preserve evidence and determine what happened.
Catastrophe Response — Rapid deployment to document and preserve evidence after an event. Includes emergency site assessment, damage documentation, and evidence preservation.
Cause & Damage Assessment — What caused a loss and how far it extends. Includes cause-and-origin analysis for construction, building, and equipment losses, including fires that originate from equipment or product malfunction, along with structural and property damage evaluation.
Loss Quantification — The cost of recovery. Includes cost-of-repair and reconstruction estimates and support for insurance and litigation claims.
Related practices: For envelope and water damage, see Building Envelope. For the dollar value of a loss, see Damages Quantification.
Our Capabilities
Rapid deployment of experts to the site after a major loss event. We mobilize quickly to assess conditions, direct the investigation, and preserve time-sensitive evidence before it is lost.
Prompt evaluation of a damaged site to establish its condition, identify safety hazards, and scope the investigation. We document what happened and determine what further analysis the loss requires.
Thorough recording of damage through photographs, measurements, and site data. We create a clear, defensible record of conditions as found, before repairs or cleanup alter the scene.
Identification and preservation of physical evidence critical to determining the cause and extent of loss. We secure and document evidence so it remains available and admissible as a claim or case develops.
Investigation to determine what caused a loss and where it began, across construction, building, and equipment failures. We work from the physical evidence to establish the origin and mechanism of the damage.
Investigation of fires and losses that originate from equipment or product malfunction. We evaluate whether a failed appliance, system, or product caused or contributed to a fire.
Evaluation of damage to buildings and structures and its effect on safety and integrity. We determine the extent of structural harm and what is required to repair or replace it.
Assessment of the full scope of damage to a property and its contents. We establish what was affected, to what degree, and what the loss involves.
Detailed estimates of the cost to repair or rebuild after a loss. We quantify the work required and its value using recognized estimating methods.
Objective analysis and documentation to support the evaluation and resolution of an insurance claim. We provide findings that carriers, policyholders, and counsel can rely on, from first notice of loss through litigation if needed. Estimating services include RCV/ ACV, Codes and Ordinances analysis and detailed cost breakdown.
Assessment of Code or Ordinance requirements involving insurance and reconstruction.
